How to Apply

Thank you for your interest in the Pacific Islands Development Bank´s loan program. A Checklist of general requirements for loans and forms may be downloaded here:

Commercial Direct Loans

Residential Home Loans

Consumer Loans


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After compiling all the required information and signing the Loan Application and Authority to Release & Obtain Information forms, mail or hand-deliver the package to our office.

Our loan process is very simple:

  • Prepare and submit a loan application package and business proposal to PIDB.
  • If approved, the bank will send you a commitment or approval letter with terms and conditions.
  • If terms and conditions are accepted, the bank prepares the loan documents and closes the loan.
  • After loan closing, disbursement of loan proceeds may commence.
  • If the loan is disapproved, a letter will be issued stating the reasons for such disapproval.